insurance fraud

You mentioned something that caught my attention regarding a fraud scenario.  We often hear attorneys asking people if they've been injured in an auto accident.  I'm sure you've heard a lot about that too.  From a risk/fraud perspective, do you think the insurance industry investigates each claim of injury due to an auto accident?  Or, are people suing knowing/hoping the insurance company will just settle and pay up? 

read the above question.  need this back tomorrow.25 feb 4pm EST. only need 100 words no plgairism. have this posted by then, not me messaging you if you have completed it. im paying $3