Monte Jackson is considering the purchase of XYZ stock and would like to estimate its return if he holds it for 5 years.

Monte Jackson is considering the purchase of XYZ stock and would like to estimate its return if he holds it for 5 years. The current price is $25, and Monte expects it to rise higher than $40 over the five year holding period. The expected dividend is $1.25 each year. What would the expected total return over this period be if Monte invested in XYZ stock?