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QUESTION

Which of the following statements concerning partial-disability benefits is (are) correct?

Which of the following statements concerning partial-disability benefits is (are) correct?

. . . . I. They tend to discourage persons returning to work before total recovery from a disability.

. . . . II. They are usually payable prior to the period for which an insured qualifies for total-disability benefits

Please provide a reference for your correct answer.

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